Payment Orchestration 
Command your entire payment ecosystem.
Manage every online and brick-and-mortar transaction through a single, future-proof platform. From accounts receivable and payables to automated reconciliation, Paybilt is the last payments integration you’ll ever need.
Payment Methods
Visa
Mastercard
American Express
Interac e-Transfer®
Konek
ACH
EFT
Online Bank Payment
PayPal
Apple Pay
Google Pay
Venmo
WeChat Pay
AliPay
Branded Gift Cards
Prepaid Visa/Mastercard
Interac e-Transfer®
Direct Deposit
Online Bill Pay
Push to Card
Stored Value Gift Cards
Prepaid Debit Cards
PayPal
Venmo
AliPay
WeChat Pay
Bring Your Own Method
Provider-agnostic infrastructure lets you add or swap new payment methods with no further integration.
Visa
Mastercard
American Express
Interac e-Transfer®
Konek
ACH
EFT
Online Bank Payment
PayPal
Apple Pay
Google Pay
Venmo
WeChat Pay
AliPay
Branded Gift Cards
Prepaid Visa/Mastercard
Bring Your Own Method
Provider-agnostic infrastructure lets you add or swap new payment methods with no further integration.
Interac e-Transfer®
Direct Deposit
Online Bill Pay
Push to Card
Stored Value Gift Cards
Prepaid Debit Cards
PayPal
Venmo
AliPay
WeChat Pay
Bring Your Own Method
Provider-agnostic infrastructure lets you add or swap new payment methods with no further integration.
Payment-agnostic flexibility.
Bring your existing providers, add new ones anytime, without requiring new integrations.
Interac e-Transfer®
PayPal
WeChat Pay
Card Payment
Powered by
Real-time bank payments.
Send and receive payments in moments, not days. Paybilt takes full advantage of today’s real-time banking infrastructure.
Unified control.
Consolidate data from every bank and provider into a single source of financial truth and true reconciliation.
Merchant Intelligence Partners
Paybilt combines the speed of automated orchestration with the vital guidance of real payment experts to achieve true hyper-optimization. Your Merchant Intelligence Partner acts as a dedicated navigator providing proactive oversight, analysis, and performance audits.
By pairing advanced analytics with manual testing, we provide the proactive guidance necessary to ensure every payment is optimized for scale.
Available for high-performing brands.
Bring Your Own Provider
Maintain your relationships, enhance overall performance.
Paybilt adapts to your business, not the other way around. We will integrate your preferred processors
and existing banking partners directly into the platform. Keep your negotiated rates and regional
relationships, gain a platform that centralizes control of your entire payments ecosystem.
Eliminate vendor lock-in.
Retain total ownership of your financial infrastructure. Separating your processing from your platform gives you the freedom to add or switch providers with ease.
Pay with Interac e-Transfer®
Bank Transfer
Alipay
American Express
Mastercard
WeChat Pay
Apple Pay
Optimize global performance.
Plug in local options for specific regions to ensure higher authorization rates and lower costs by utilizing the best local path for every payment.
Unify operations.
Your team interacts with one dashboard and one API, regardless of how many providers you use. You get specialized banking services without the added complexity.
Self-Healing Infrastructure
The system automatically handles delays, outages, and back-up methods. Keep the payments flowing and customers satisfied.
Smart Retry Logic
Don’t lose sales to recoverable declines. Intelligent automations identify temporary network issues and can even complete missing details, such as correcting address formatting. Re-attempting transactions when success is likely captures revenue that would otherwise be lost.
Custom Logic Engine
Route transactions based on specific business rules, such as cost-efficiency, geographical proximity, or commission structures.
Dynamic Checkout UX
Automatically present the most relevant local payment methods based on the customer’s geography, language, and risk profile.
Currency Optimization
Route international payments to local acquirers to reduce cross-border fees and improve authorization rates.
Operational Flexibility
Independent Tokenization
You own your data. Securely store and transfer payment info even if you switch banks or processors.
Automated Reconciliation
Automatically match bank statements to internal records, eliminating hours of manual accounting work.
Multi-Merchant Support
Create automated rules to split a single payment between multiple recipients.
Global Payout Orchestration
Use the same orchestration logic for outgoing money as you do for incoming, managing global vendor payments.
Independent Tokenization
You own your data. Securely store and transfer payment info even if you switch banks or processors.
Automated Reconciliation
Automatically match bank statements to internal records, eliminating hours of manual accounting work.
Multi-Merchant Support
Create automated rules to split a single payment between multiple recipients.
Global Payout Orchestration
Use the same orchestration logic for outgoing money as you do for incoming, managing global vendor payments.
Intelligence & Security
Cross-Processor Analytics
View all your banking and processor data in a single dashboard. Gain the visibility needed to manage resources and maximize payment ROI.
Unified Case Management
Manage disputes and chargebacks from every different payment provider in one single interface.
Custom Risk Scoring
Work with your Merchant Intelligence Partner to set custom thresholds and ‘red flag’ triggers tailored to your industry. Increase accuracy by integrating your own fraud and data providers.
Customer Experience
Dynamic Localization
Automatically present the best local payment methods based on the customer’s geography, language, and risk profile.
Full Status Transparency
Display payment status in real time so customers can keep track of the payment process.
Secure Payment Links
Generate secure, one-time payment links that can be sent via SMS or email for manual orders or collections.
24/7 End-User Support
We handle your customers’ payment questions directly, resolving inquiries around the clock to protect your brand’s reputation.
Dynamic Localization
Automatically present the best local payment methods based on the customer’s geography, language, and risk profile.
Full Status Transparency
Display payment status in real time so customers can keep track of the payment process.
Secure Payment Links
Generate secure, one-time payment links that can be sent via SMS or email for manual orders or collections.
24/7 End-User Support
We handle your customers’ payment questions directly, resolving inquiries around the clock to protect your brand’s reputation.
Merchant API and
Developer Resources
Tools and support to perfect your payment stack.
Paybilt offers a single integration point that remains consistent even as your backend complexity grows.
Our Merchant API and robust toolkit are designed to move high-velocity engineering teams from sandbox to production in record time. At the same time, our platform maintains the flexibility to customize every layer of the payment flow.
With features like real-time status webhooks, your system receives instant, event-driven updates the millisecond a payment status changes, allowing you to trigger automated workflows.
Along the way, our technical resources and dedicated support ensure that your team has everything they need to build, scale, and optimize a world-class payment stack.