Interac e-Transfer®
for Merchants
Canadians prefer it. We made it work for merchants. With really real-time payments.
Paybilt’s platform offers all of the ways Canadians want to pay. It’s optimized for the way government agencies operate.
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How would you like to pay?
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How would you like to receive the funds?
Interac e-Transfer®
Apple Pay
Direct Deposit
Google Pay
Visa Direct

Inclusive digital collections.
Move away from the heavy overhead and processing delays of paper cheques. Give the 18% of Canadians who rarely or never use credit cards access to frictionless, bank-to-bank digital options.
Isolated multi-merchant support.
Compliance made effortless. Paybilt isolates and routes third-party fees before they ever hit your agency’s bank account.
Modernize disbursements.
Send grants, rebates, or payouts securely in seconds. Eliminate mail theft, cheque printing costs, and manual processing delays.
There’s no need to let outdated infrastructure bottleneck public service delivery, strain taxpayer resources, or frustrate constituents.
Credit card dependency.
Excludes citizens without credit cards from secure digital options.
Credit card dependency.
Expanded inclusivity.
Secure bank-to-bank digital payment options accessible to anyone with a Canadian bank account.
Expanded inclusivity.
Manual reconciliation.
Sifting through delayed bank files, processing errors, and physical paper cheques.
Manual reconciliation.
Instant auditing.
Real-time visibility and immediate reconciliation through one unified financial dashboard.
Instant auditing.
Processing fee complications.
Processing or convenience fees mixing directly with public funds in government accounts.
Processing fee complications.
Multi-merchant separation.
Automatically isolate fees and route them to the processor before settlement.
Multi-merchant separation.
Delayed disbursements.
Days or weeks spent printing, mailing, sorting, and tracking public benefit or rebate cheques.
Delayed disbursements.
Instant disbursement flexibility.
Send recipients a link allowing them to choose their payout method, including real-time options.
Instant disbursement flexibility.
Mail delays, theft & fraud risk.
Physical cheques delayed, intercepted, lost in transit, or altered before deposit.
Mail delays, theft & fraud risk.
Bank-grade encryption.
Digital payments with audited architecture, TLS 1.2/1.3 security, and automated fraud-prevention controls.
Bank-grade encryption.

Civic fee & tax collection.
Collect taxes, tickets, or fees online. We can separate credit card convenience fees automatically and pay them straight to the processor.
Public transit integration.
Streamline high-volume transit environments by allowing riders to instantly top up transit cards or pay fares using secure, credit-free digital payment methods.
Frictionless disbursements & automated AP.
Send secure, direct links to contractors, partners, and constituents that open a Self-Serve Payout Terminal. This branded interface allows recipients to select their own preferred payout method. Set up rules to automatically pay regular invoices.
Automated recurring collections.
Streamline recurring taxes, licensing renewals, and other fees. Initiate the first payment seamlessly with an e-Transfer®, automatically transition future billing to pre-authorized debit schedule.
Taxpayer auto-recovery.
Eliminate manual collection tracking. If a recurring payment fails or an invoice is late, the system bypasses manual workflows to deploy reminders with convenient payment links.
Civic fee & tax collection.
Collect taxes, tickets, or fees online. We can separate credit card convenience fees automatically and pay them straight to the processor.
Public transit integration.
Streamline high-volume transit environments by allowing riders to instantly top up transit cards or pay fares using secure, credit-free digital payment methods.
Frictionless disbursements & automated AP.
Send secure, direct links to contractors, partners, and constituents that open a Self-Serve Payout Terminal. This branded interface allows recipients to select their own preferred payout method. Set up rules to automatically pay regular invoices.
Automated recurring collections.
Streamline recurring taxes, licensing renewals, and other fees. Initiate the first payment seamlessly with an e-Transfer®, automatically transition future billing to pre-authorized debit schedule.
Taxpayer auto-recovery.
Eliminate manual collection tracking. If a recurring payment fails or an invoice is late, the system bypasses manual workflows to deploy reminders with convenient payment links.












Paybilt is a complete payments orchestration platform.
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Paybilt’s platform is hyper-optimized for greater conversion, because it’s tailored for every individual merchant. Get in touch to learn what’s possible.
Our platform is tailored for every high-performing enterprise and image-conscious brand we partner with. Talk to a rep to learn what we’re capable of.
You can’t hyper-optimize your payments with products that come off the shelf. Let’s talk about a true bespoke payments platform.