Implementation
is no limitation.
We’ve made this powerful payment method adaptable to
the needs of high performing merchants.
Now available for qualified merchants.
Interac e-Transfer®
for Merchants 
Customers want it. Merchants demand it: Accept Canada's most popular payment method.
With Interac e-Transfer®, anyone with a Canadian bank account can pay quickly and easily. With Paybilt, merchants can access the full power of Canada’s real-time payment method, with a solution optimized for e-commerce, retail, and enterprise needs.
Payment Methods
Interac e-Transfer®
Interac e-Transfer®
Customers prefer e-Transfer®
66% of Canadians use it monthly. 72% prefer it over other P2P payments.*
Almost anyone can use it.
Only 68% of Canadians have co-branded Interac debit cards allowing for online purchases. But 97% have a smartphone.*
It integrates into your existing stack.
Easily incorporate Interac e-Transfer® with any other payment methods you offer.
Pay with Interac e-Transfer®
Apple Pay
Gift Card
Venmo
Credit/Debit
Powered by
Real-time payments, faster checkouts.
Our streamlined checkout options are
beyond streamlined.
Express e-Transfer®
Express e-Transfer® makes it even easier for anyone who’s already used Interac to check out by displaying their favourite payment preference first.
Paybilt Express Checkout
Customers can choose an even faster checkout experience in the future by adding their phone number to create an account.
One-Click-Checkout
Merchants can provide a one-time payment or payout link, allowing customers to select from a range of available payment methods.
Express e-Transfer®
Express e-Transfer® makes it even easier for anyone who’s already used Interac to check out by displaying their favourite payment preference first.
Paybilt Express Checkout
Customers can choose an even faster checkout experience in the future by adding their phone number to create an account.
One-Click-Checkout
Merchants can provide a one-time payment or payout link, allowing customers to select from a range of available payment methods.
The best bank-to-bank payments in Canada.
The benefits go far beyond consumer preference.
Faster Settlement
Funds are swiftly transferred from the payer’s bank account into yours.
Save on Fees
Moving customers away from higher-fee card transactions makes your processing more profitable.
Fewer Chargebacks
e-Transfer® moves the funds in real time (for real).
Implementation
Subscriptions
Initiate recurring subscriptions with an Interac e-Transfer® payment.
Shopify Plugin
No-code implementation on one of the most popular e-commerce platforms.
Point-of-Sale Integration
Let anyone with a Canadian bank account pay in-store with a smartphone.
Pay-by-Link or QR Code
Paying by e-Transfer® can be faster on mobile. Send customers a payment link via email or SMS, or display a QR code.
Pulse
Add the ability for users to view a live status of their payment.
Multi-Merchant Support
Create automated rules for automatically paying partners when an order comes through.
*Source: Payments Canada, Canadian Payment Methods and Trends Report 2025, October 2025. View Report